PM Suraksha Bima Yojana: We usually waste our hard-earned during shopping. Prices of almost all products are in 99,199, 299 or same odd numbers, but at the time of payment, we pay in the round figure. Besides this, extra money is taken at places such as Petrol Pump, shopping mall or service tax. Normally, the price of such products is high and the dealers do not pay any tax on this. Usually, we leave one and two rupees. These left one-one rupees one day becomes a thousand crores. Which does not a come in tax and finally it convert in black money.