How to Upgrade Atal Pension Yojana online/offline

Upgrade Atal Pension Yojana, increase or decrease pension amount in APY both online or offline

If you have already taken Atal Pension Yojana but need to increase or decrease the pension amount then a new provision is made in the scheme. The beneficiary can decrease or decrease pension amount during the period the compilation phase as per the taken monthly pension scheme.

Suppose, if any one at the age of 30 taken a pension Rs 1000 from the age 60 have to contribute Rs 116 per month till the maturity age 60. At the age of 33 he or she wants to Upgrade Atal Pension Scheme to Rs 3000 or Rs 5000, now it is possible to upgrade.  If someone wants to reduce the pension amount then it is also possible, for example Rs 4000 to Rs 3000.

If you want to upgrade or downgrade your current central government pension scheme then you have to fill up a form and have to submit the application form in the bank. In the form you give permission to upgrade or downgrade and you have to pay additional contribution for up gradation pension scheme.  If you have downgrade you pension scheme then the differential amount will be refunded to your linked bank account directly.

If you want to upgrade or downgrade the pension scheme then you have to pay fee or it. The Upgrade Atal  Pension Yojana  is chargeable, bank will charge Rs 25 for it either you proceed online or offline. Beneficiary can upgrade or downgrade the scheme once in year.

How to Upgrade Atal Pension Yojana

Beneficiary can apply online or offline to upgrade or downgrade the subscribed scheme

For online

  • Go to the official website link which is given below

  • Enter your PRAN Number and new pension amount as you want to after age of 60.
  • Similarly for the downgrading the pension scheme, visit the following link and enter PRAN number new pension scheme.

For Offline

To upgrade and downgrade the pension scheme you have to go your registered branch and have to fill up the form and submit to the bank. You may download the form via following link

For more information contact

NSDL e-Governance Infrastructure Limited

1st Floor, Times Tower, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai 400013

Tel.(022) 2499 3499

Fax (022) 2495 2594/ 2499 4974

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