Pradhan Mantri Awas Yojana – Government Employees Are Eligible

Pradhan Mantri Awas Yojana Home Loan Subsidy Scheme

Pradhan Mantri Awas Yojana – Now, the Government Employees can also avail the benefits of the central government’s ambitious scheme ‘Pradhan Mantri Awas Yojana (PMAY)‘, but the condition is that they must not have a house anywhere in the country.

Besides this, in order to avail the benefits of PMAY’s second component, these government employees can either take loans from HUDCO, back or other lending institutions for the construction of their accommodation or for the renovation of the existing house. Under this scheme, the employees having low income will be eligible for the scheme.

Employees Distributed in Income Categories

According to the scheme, all the government employees are categorized into different categories on the basis of their annual income. Here is the list –

  • Lower Income Group (LIG) – Employees whose annual income is Rs 3 Lakh.
  • Middle Income Group (MIG)-1 – Employees whose annual income is Rs 3 Lakh TO 6 Lakh.
  • Middle Income Group (MIG)- 2 – Employees whose annual income is Rs 6 Lakh TO 12 Lakh OR 12 Lakh to 18 Lakh.

Read More: List of Pradhan Mantri Schemes 2018

Subsidy According to Category

Subsidy under the scheme will be provided on the basis of income category such as –

  • LIG – 6.5% Subsidy
  • MIG-1 – 4% Subsidy
  • MIG-2 – 3% Subsidy

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Also Read :  Download Pradhan Mantri Awas Yojana Receipt -


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