Pradhan Mantri Atal Pension Yojana (PMAPY) –For Social Security In India – Complete Detail

Atal Pension Yojana

Atal pension Yojana named after our ex-Prime Minister “Atal Bihari Vajpayee” also known as synchronous – APY was launched in continuum with Jan Dhan Yojana also launched by Our present Prime Minister Mr Narendra Modi.

Pradhan Mantri Atal Pension Yojana

APY scheme was officially launched by PM on 9 of May Year 2015 in Kolkata.
Finally Our Finance Minister Arun Jaitley formally declared APY under 2015 Budget Speech in February 2015.


Main reason behind ATAL PENSION YOJANA was to provide a definite pension to all Indians in their old age.
In order to get pension during your old age you need to contribute too . The more You contribute more pensions you would get during old age.

Who Are Eligible

APY is a scheme for all those people of the unorganized sector (Private sector) who wish to join the National Pension System and are not a member a member of any other Social Scheme.
In simple words, it is mainly focused for those people who work in the private sector and wish to have a fixed amount of pension after their retirement.

What are the Benefits

Under Atal Pension Yojana one person can get a fixed amount of upto Rs 1000/2000/3000/4000/5000 per month in their 60’s. However their pension depends upon their own contribution only . As per Government this yojana is in hands of Finance Department of India.

One of the most important and best part of this scheme is that Government will contribute upto 50% of User Contribution or you can say Rs 1000 per Year upto five years.

Eligibility For Atal Pension Yojana

Any Indian Between age group of 18 years to 40 years can apply for atal pension Yojana.
This wisely selection of age group allows each indivisual to contribute for their pension for al least 20 years before getting the benifits of the scheme.
Any Bank account holder who is not a member of any social security scheme can avail for this scheme and get the benefits in their old age.

Note : all existing Member of the Government’s Swavalamban Yojana NPS Lite’ will be automatically be migrated to this new and well managed Atal Pension Yojana . That mean it will now replace the Swavalamban Yojana NPS Lite.

How To Enroll For Atal Pension Yojana

Enrollment For Atal Pension Yojana is very Simple and sleak.  This is the following procedure.

For those who are having a bank account

To sign up for the Atal Pension Yojana, First of all you must have any bank account from any approved bank . Additional an account holder must fill in an authorization form , After that you need to  submit it to his/her bank.

The form will require complete details including account number, spouse and nominee details, and authorization for auto debit of contribution amount.

  • INR 1 for monthly contribution up to INR 100
  • INR 2 for monthly contribution between INR 101 and INR 500
  • INR 5 for monthly contribution between INR 501 and INR 1,000
  • INR 10 for monthly contribution beyond INR 1,001

Download apy propsal form : (attachment) Atal-Pension-Yojana-English_PDF

Application Form download

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We are providing here application form in two languages Hindi and English with PdF Attachments.

Application Form in Hindi

Application Form in English

Official Website

Official Website :

Complete List Of Indicative Contribution for Various Pension Options (in INR)

The whole data has been obtained from APY  official template.

Entry AgeYears of ContributionMonthly Pension INR 1000Monthly Pension INR 2000Monthly Pension INR 3000Monthly Pension INR 4000Monthly Pension INR 5000

Exiting Details of Atal Pension Yojana

Under ordinary circumstances and conditions, an account holder who has enrolled for the Atal Pension Yojana will not be able to exit the scheme before the age of 60  this is also verified under terms and conditions in Offical website.

Exiting this  scheme will be  only possible in special circumstance such as in the event of the death of the beneficiary.

Watch Video

According to a statement by the Finance Ministry of India Mr Arun Jetaly “ as many as 30 lakh subscribers have registered themselves under APY as on June 30, 2016 and nearly 5,000 new subscribers are added every day.”

Contact Information –

National Toll-Free Number – 1800-180-1111 / 1800-110-001

Rule And Regulation

Rules of Atal Pension Yojana

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  1. Sir, How can I get a agency to enroll citizens to Atal pension yojona. Please let me know. I am from Tezpur Assam.

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