PM Suraksha Bima Yojana: How Rs. 12 Investment Can Secure Your Life


PM Suraksha Bima Yojana: We usually waste our hard-earned during shopping. Prices of almost all products are in 99,199, 299 or same odd numbers, but at the time of payment, we pay in the round figure. Besides this, extra money is taken at places such as Petrol Pump, shopping mall or service tax. Normally, the price of such products is high and the dealers do not pay any tax on this. Usually, we leave one and two rupees. These left one-one rupees one day becomes a thousand crores. Which does not a come in tax and finally it convert in black money.

Today we are going to tell you, how can you use your one and two rupees. The Central government has introduced a new insurance scheme named Pradhan Mantri Suraksha Bima Yojana. The scheme was launched by the Prime Minister Narendra Modi on 09 May 2015.


The special feature of the scheme is that you are not to pay a large amount. You will be insured in the amount of Rs 12 per annum. You will have to pay only 12 rupees per annum as a premium. Through this premium, you can get insurance of 2 lakh. This insurance plan will ensure in some major situations like death, handicap with 2 lakh and one lakh in the case of minor handicap.

How to Get Benefit:

  • The applicant must have a bank account in any govt. authorized bank.
  • The bank account must be linked with aadhar card.
  • The applicant’s age limit should between 18 to 70 years.
  • And finally, the applicants will have to fill a simple application form.

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