PM Modi Offered New Schemes for People in New Year 2017 – 2018

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The Prime Minister Narendra Modi has given a big gift by launching two new schemes under Pradhan Mantri Awas Yojana, prime minister interest free loan scheme, pm business loan scheme, pradhan mantri business loan yojana, 6 lack rupees modi yojna, education loan scheme by narendra modi and other schemes on Saturday. On 31 December 2016, PM Modi has announced that the government would give the rebate of three and four percent on interest rates to the people who seek loans to build their houses in 2017 – 2018.

During the announcement, PM Modi said that to make the people of the middle class and the poor to buy or build their homes, the government has brought to schemes under the Pradhan Mantri Awas Yojana

सरकारी स्कीम्स की जानकारी हिंदी मे:- क्लिक करें

He said in this scheme a concession of four per cent will be given to those take a loan of up to Rs 9 lakh and three percent on Rs 12 lakh. Besides this, the government will also build 33 percent more houses in the villages under the Pradhan Mantri Grameen Awas Yojana. The scheme will provide benefit for those people who want to modify their building or houses, would get three per cent concession on loan of upto Rs 2 lakh.

Here is the complete detail of schemes:

  • Home loans for poor and middle-class people upto Rs 9 lakh will get 4 per cent subvention on interest and upto Rs 12 lakh will get 3 per cent subvention.
  • For home loan in villages upto Rs 2 lakh for home renovation, banks will give loan with 3 per cent subvention on the interest rate.
  • Banks have been asked to raise cash credit limit to small business to 25 per cent from 20 per cent.
  • All pregnant women will get Rs 6,000 in their bank accounts in an attempt to reduce child and woman mortality.
  • Government to pay interest for 60 days on loans taken by farmers for Rabi season from district cooperative banks and societies.
  • Credit guarantee for small traders to be raised to Rs 2 crore from existing limit of Rs 1 crore.
  • In the next 3 months, 3 crore Kisan credit cards will be converted to RuPay cards which will enable them to buy/sell directly through the card and there will be no need to rush to banks.

News Source: http://economictimes.indiatimes.com/news/politics-and-nation/key-announcements-of-pm-narendra-modis-new-year-eves-speech/articleshow/56274762.cms

 

52 Responses

  1. naveen

    January 4, 2017 7:57 am

    i went to bank. apply for home loan, bank maneger
    is said only this speciality rich person not for poor (up to 12 hector site)

    Reply
  2. Ramesh Kulkarni

    January 19, 2017 7:38 am

    Really it will help if I will 2 lac Rs for Renovation of my home in my Village.What is the procedure for getting this loan

    Reply
  3. Ramesh Kulkarni

    January 19, 2017 7:41 am

    Really it will helpful if I can get 2 lac Rs for Renovation of my home in my Village. What is the procedure for getting this loan and to whom we need to contact. What are the docs to be procured ?

    Reply
  4. Bhavin chudasma

    January 31, 2017 5:52 pm

    Hello sir

    Muje home renovation karvana he
    Uske liye pradhan mantry aavas yojana se loan chahiye
    Loan milegi?

    Reply
  5. vartika gupta

    March 3, 2017 11:34 am

    Sir plssssssssssssss mujhe ye bataiye home loan ki kya percentage h aur 15 lakh ki kya documents required h
    plsss help me

    Reply
  6. Bimal ch. Barman

    March 13, 2017 2:37 pm

    Vill Langulia 2,P.O.Kuchni P.S. Dinhata. Dist.Coochbihar Pin no.736169.W.B.. sub cast hindu (sc) profession cultivasion mobile no 9932854298

    Reply
  7. nisha

    March 28, 2017 11:46 am

    dear modi,

    Since my financial situation is going on more and more had approached various bank for a loan but am not able to get the loan kindly initiate and do the needful. since am very poor am not able to meet my daily expense .

    Reply
  8. vanaja

    March 28, 2017 11:56 am

    Dear MOdi ji

    This is for your kind information , as i had listen most of the goodwill about you, like to inform about my personal and financial problems to you.

    First am a single mom with 1 daughter
    taking care of my family members
    got my brothers marriage done and borrowed money from outsiders
    wherein my credit value is 7 lac am able to clear only my emi not the actual amount
    tried multiple way to get rid of my issue but its not happening , am struggle to find solution for my daughter who is already in 8th standard , but unable to give her proper education because of financial issue . i run around the whole month for work but once my salary is credited am only able to pay my emi not able to take care of me and my daughter kindly help me out.

    Reply
    • vanaja

      April 5, 2017 1:16 pm

      dear sir

      Had been waiting for your reply when can i get rid of my problems , you are goddess to me i mean to say live god hope the god would help me in one or other aspect.

      Am suffering very badly coz of the debt where am helped my family people to settle in life . but end of the day am unable to give a good future to my daughter.

      As a single mom am not fulfilling my kids need, the package what am getting is going for vein am not able to run my salary with the debt.

      Kindly acknowledge the mail / contact 7975405120

      Reply
  9. vanaja

    March 28, 2017 1:54 pm

    Dear Modi Ji

    help me out for my personal problem since am struggle to get rid of my issues
    Am single mom with a daughter
    Debt is up to my neck
    struggling to pay my emi on monthly basis

    Reply
    • jai mishra

      April 4, 2017 10:01 am

      Dear Santosh,
      You should contact your bank branch for the business loan under Pradhan Mantri Mudra Yojana.

      Reply
    • jai mishra

      April 9, 2017 6:34 am

      Dear Dipti,

      This scheme is currently running and you can get the benefits of this scheme.

      Thanks for visiting mygovernmentschemes.com

      Reply
  10. gurpreet singh

    May 2, 2017 12:04 pm

    Sir mi elctrition ka kam karta hoo muje loan ke bohat jaroorat hi sir aap meri help kareya plz Sir mi bank mi gya tha vaha koi baat he nahi sunta

    Reply
    • jai mishra

      June 8, 2017 12:17 pm

      Dear sir,

      If you want to take a home loan then you can apply for Credit Link Subsidy Scheme under Pradhan Mantri Awas Yojana.

      Reply
  11. Iliyas ahmad shaikh

    July 10, 2017 4:19 pm

    I want 6 lakhs for home purpose I belongs to middle class please help me for the further pls

    Reply
  12. Amulya

    August 7, 2017 5:32 am

    Dear sir i need about pradhan manthri’s vivah loan ..we are two daughters for our father so i heard about loan scheme

    Reply

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