J&K Group Mediclaim Health Insurance Scheme for Employees, Pensioners & Journalists

जम्मू & कश्मीर ग्रुप मेडिक्लेम हेल्थ इन्शुरन्स स्कीम, J&K Group Mediclaim Health Insurance Scheme, जम्मू-कश्मीर ग्रुप मेडिक्लेम स्वास्थ्य बीमा योजना कर्मचारियों, पेंशनरों और पत्रकारों के लिए

J&K Group Mediclaim Health Insurance Scheme

The Jammu and Kashmir Governor’s Administration has launched the J&K Group Mediclaim Health Insurance Scheme for the employees, pensioners and accredited journalists in the state. Under this scheme, the Jammu Kashmir Government will provide a health insurance coverage of Rs. 6 lakh per employee or pensioner per annum. Under this scheme, 5 dependent family members of the beneficiaries have also been included for insurance coverage on floater basis.

The Jammu Kashmir J&K Group Mediclaim Health Insurance Scheme is mandatory for all government employees including employees of PSUs, autonomous bodies and universities. Although this scheme is optional for pensioners, AIS officers, contractual employees, daily wage workers, contingent paid workers and accredited journalists.

The main motive of the state administration behind launching this scheme is to improve the overall health insurance coverage in the state to realize its vision of “Health For All”.

Check Online Jammu Kashmir Ration Card List – जम्मू कश्मीर राशन कार्ड सूची 

J&K Group Mediclaim Health Insurance Scheme

Here are the important features and highlights of Jammu Kashmir Group Mediclaim health insurance scheme –

  • Under this scheme, the state government will provide Rs. 6 lakh p.a insurance coverage per employee or pensioner.
  • Under this scheme, 5 dependent family members the Along with the enrolled employee, pensioner or journalists will also be included on a floater basis.
  • The Group Mediclaim policy will be implemented from 1 October 2018 for a period of 1 year. However, this scheme can be extended annually for the next 3 years on the basis of satisfactory performance of the insurer.
  • This policy has been tied up with Reliance General Insurance company.
  • For this scheme, all the employees will have to pay an annual premium of Rs. 8,777 and pensioners will have to pay an annual premium of Rs. 22,229.
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