Ayushman Bharat or National Health Protection Mission Scheme – Apply | 5 Lakh Insurance

Ayushman Bharat or National Health Protection Mission Scheme – The Union Cabinet gave approval to the launch of the largest government-funded health insurance scheme named Ayushman Bharat or National Health Protection Mission Scheme. Prime Minister Narendra Modi headed this Union Cabinet. Let we inform you that Finance Minister Arun Jaitley announced this health insurance scheme in this year’s Budget. Under this scheme, the government provides an insurance coverage of Rs 5 lakh per family per year.

Benefits of Ayushman Bharat or National Health Protection Mission Scheme

  • The Central Government will provide an insurance coverage of Rs. 5 Lakh to the eligible people.
  • The government will provide a monthly amount of Rs. 500 to the TB Patients.
  • Under this scheme, the state government will also bear the pre- and post-hospitalization expenses.
  • Besides this, the government will also pay a defined transport allowance per hospitalization.
  • Any beneficiary of this scheme can avail the benefits of a cashless treatment from any public/private empanelled hospitals across the country.

 

Eligibility Criteria for Ayushman Bharat or National Health Protection Mission Scheme

  • Under this scheme, people belonging to poor and vulnerable families whose name is registered in the SECC database are eligible for insurance coverage.
  • Rural families having only one room with kucha walls and kucha roof are eligible.
  • Families headed by females with no adult male member between age 16 to 59 are eligible.
  • A disabled member of the family
  • No able-bodied adult member in the family
  • Families Belonging to SC/ST Category of the society.
  • Families getting a major part of their income from manual casual labour.

Eligibility Criteria for Rural Families

Rural Families who will be automatically included in this scheme will have to follow one of the criteria mentioned below –

  • households without shelter
  • destitute, living on alms
  • manual scavenger families
  • primitive tribal groups
  • legally released bonded labour
Pradhan Mantri LPG Panchayat – प्रधानमंत्री एलपीजी पंचायत योजना

Eligibility Criteria for Urban Families

  • There are 11 defined occupational criteria that will be followed under this health insurance scheme.

Highlights of Ayushman Bharat or National Health Protection Mission Scheme

  • The Ayushman Bharat or National Health Protection Mission Scheme will provide an insurance coverage to over 10 crore families.
  • Under this scheme, people belonging to poor and vulnerable families whose name is registered in the SECC database are eligible for insurance coverage.
  • Besides this, it will work under the on-going centrally sponsored schemes – Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS).
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