Awaz Health Insurance Scheme Kerala – 5 Lakh Medical Treatment Facility

Awaz Health Insurance Scheme Kerala Enrollment For migrant laborers Free Medical Health Treatment Scheme in Kerala Eligibility Criteria Benefits Complete Details

Awaz Health Insurance Scheme Kerala

The Kerala Government has launched a new health insurance scheme for the migrant laborers of the state. The name of this scheme is Awaz Health Insurance Scheme. Under this scheme, the state government provides health insurance and accidental death coverage to the migrant workers living in the state.

Details Of Awaz Health Insurance Scheme Kerala

The Awaz Health Insurance Scheme is a first of its kind scheme launched by Kerala Government for migrant the labourers working in a state in India. Kerala Government introduced this scheme in November 2017. The First phase of the registration process for Awaz Health Insurance Scheme was started in December 2017. The main motive of this scheme is to identify the inter-state labourers and provide them health coverage for Rs. 5 lakh by the end of this year.

Eligibility Criteria for Awaz Health Insurance Scheme Kerala

  • Only permanent resident of Kerala are eligible for this scheme.
  • All migrant labourers working in hotels, footwear sector, and other industries in Kerala are eligible for this scheme.
  • The age of the applicants must between 18 years and 60 years.

Awaz Health Insurance Scheme Enrollment Process 

All the needy and eligible migrant workers of Kerala will have to provide their fingerprint, iris, and other work-related proof during the enrollment process. After that, the Awaz insurance card will be issued to the worker. This card is mandatory at the time of the treatment at the respective government hospital or empanelled private network hospital to get free medical treatment.

Benefits of Awaz Health Insurance Scheme Kerala

In order to get the health treatment benefits under this scheme, the insured labourer will have to present his Awaz smart card to the healthcare facility i.e. respective government hospital or empanelled private network hospital. Here are the details of medical expenses incurred on providing treatment to him/her which will be covered by the government –

BenefitsExtent of coverage
Health insuranceUp to Rs.15,000
Accidental death coverageUp to Rs.2 lakh

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