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Balika Samridhi Yojana
The government of India has launched an ambitious scheme named ‘Balika Samridhi Yojana‘ for girl child of the nation belongs to the BPL (Below Poverty Level) families.
What is Balika Samridhi Yojana
Under Balika Samridhi Yojna girl children belonging to families below the poverty line are provided assistance at different stages of her age. The girl child who born on or after 15th August 1997 is benefitted under this scheme. The benefits are restricted to two girl children in a household irrespective of a number of children in the household.
Objectives of Balika Samridhi Yojana
- To change negative family and community attitudes towards the girl child at birth and towards her mother.
- To improve enrollment and retention of girl children in schools.
- To raise the age at marriage of girls.
- To assist the girl to undertake income generating activities.
- To create awareness for the girl child.
Benefit Given Under Balika Samridhi Yojana
- A post birth grant amount of Rs. 500/-.
- When the girl child starts attending the school, she will become entitled to annual scholarship as under for each successfully completed year of schooling:-
Amount of Annual Scholarship
Rs. 300/- per annum for each class
Rs. 500/- per annum
Rs. 600/- per annum
Rs. 700/- per annum for each class
Rs. 800/- per annum
Rs. 1000/- per annum for each class
Coverage of Balika Samridhi Yojna
- Balika Samridhi Yojana is being implemented in both rural and urban areas.
Registration Process under Balika Samridhi Yojna
This scheme is being implemented through ICDS infrastructure in rural areas and through functionaries of Health Department in urban areas. The application forms are available with Anganwadi Workers in the villages and with Health functionaries in urban areas. The beneficiaries are required to submit the filled-in applications to these functionaries.
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Disbursement Of Assistance:
The amounts of post birth grant and scholarships are to be deposited in an interest-bearing account to be opened in the name of the beneficiary girl child and an officer designated in this behalf by the State Govt. in the nearest bank or post office.The amount should earn the maximum possible rate of interest.In this context, the Public Provident Fund scheme or the National Saving Certificate is given higher priority.
Facility of Withdrawal
A portion of the Post Birth Grant of Rs.500/- or the amount of the annual scholarship can be applied for the sole purpose of paying the premium on an insurance policy in the name of the girl child under the Bhagyashri Balika Kalyan Bima Yojna. The amounts of annual scholarships can also be permitted to be utilized toward the purchase of textbook or uniform for the girl child.The amount left after payment shall be deposited in the account.
Payment at Maturity
On the girl child attaining 18 years of age and on the production of a certificate from the Gram Panchayat /Municipality that she is unmarried on her eighteenth birthday, the implementing agency would authorise the bank or the post office authorities concerned to allow her to withdraw the amount standing in her name in the interest bearing account.
Withdrawal of the Benefit:
In the event of the girl getting married before attaining the age of 18 years, she shall forgo the benefit of a number of annual scholarships and the interest accrued thereon and shall stand entitled only to the Post Birth Grant amount of Rs.500/- and the interest accrued thereon. In the eventuality of the death of the girl child before attaining the age of 18 years, the accumulated amount in her account would be withdrawn.
Important Links for Balika Samridhi Yojna:
Application Form for obtaining the post-birth benefit of Rs. 500/- (for rural areas)
Application Form for obtaining the post-birth benefit of Rs. 500/- (for urban areas)