Anganwadi Karyakartri Bima Yojana – Anganwadi Worker Insurance Scheme

Anganwadi Karyakartri Bima Yojana

Anganwadi Karyakartri Bima Yojana – Anganwadi Worker Insurance Scheme – The Central Government’s Ministry of Women & Child Development has waived the premium amount of Rs.80/- per annum payable by Anganwadi Workers & Helpers to LIC under the Anganwadi Karyakartri Bima Yojana (AKBY) for an additional period of two years i.e. from 01.04.2015 to 31.03.2017.

Anganwadi Karyakartri Bima Yojana – Anganwadi Worker Insurance Scheme

Under the Anganwadi Karyakartri Bima Yojana, an insurance coverage is provided to the Anganwadi Workers and Anganwadi Helpers. The Scheme operates with premium contributions of Government of India, Life Insurance Corporation of India and the beneficiaries. The Scheme provides the following compensation:

  • Natural Death – Rs.30,000/-
  • Accident:

o   Death/Total permanent disability                    Rs.75,000/-

o   Partial Permanent disability                            Rs.37,500/-

Benefits of Female Critical Illness (FCI) Under Anganwadi Karyakartri Bima Yojana – Anganwadi Worker Insurance Scheme

A total amount of 20,000 Rupees is provided on the diagnosis of invasive cancers manifest in the following organs –
o Breast
o Cervix Uteri
o Corpus Uteri
o Ovaries
o Fallopian Tubes
o Vaginal/Vulva

Shiksha Sahayog Yojana

A free add-on scholarship benefit is available for the children of AWWs and AWHs. Scholarship of Rs.300/- per quarter for students 9th to 12th Standard (including ITI Courses) is available for maximum of two children per family.

Eligibility Criteria

Under the Anganwadi Worker Insurance Scheme, all the AWWs and AWHs in the age group of 18-59 years.

Details Of Insurance Scheme

Under the Anganwadi Worker Insurance Scheme, the premium amount is Rs.280/- per annum per member. The breakup is as follows –

  • Rs.100/- from Social Security Fund of LIC
  • Rs.100/- by the Government of India
  • Rs.80/- by the Anganwadi Worker/ Helper (additional for the male critical illness of the insured member).

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